The Vibe Journal: Finance Blogs

KYC details are like your digital passport. But with scams and phishing on the rise, just doing KYC isn’t enough. You need to follow a safe KYC process to keep your data protected. The RBI KYC rules are there to make sure everything is secure and verified. Read on to learn how to keep your …

Your KYC, or Know Your Customer status, is like your entry pass to most financial services. Want to start a mutual fund SIP or take a personal loan? You’ll need a valid KYC first. It’s a small step that unlocks a lot. But, the process can differ slightly for investments and loans. Investments follow SEBI …

Your KYC status matters more than you think. It decides how easily you can invest or take a loan. It may look like a small step, but you can’t move ahead without it. Most platforms won’t let you invest or borrow. Whether it’s starting a SIP or applying for credit, verified KYC makes things smoother. …

Planning to invest? You’ll need to complete your KYC for investment. It stands for ‘Know Your Customer’. It’s a basic identity check done before you can invest in mutual funds, stocks or other financial products. KYC is mandatory. Even if you’re switching platforms, you’ll need to do it. Thanks to electronic KYC, the process is …

You can think of a fixed maturity plan like a train journey. It has a fixed start and end. You board once, stay for the entire ride and get off with your returns. It’s steady, predictable and not affected by every bump in the market. Perfect if you want your money to grow quietly in …

When a mutual fund holds assets that suddenly turn risky or become hard to sell, it can impact all investors in the fund. That’s where side pocketing comes in. It’s a way to separate the troubled assets from the rest of the portfolio. So, every day, investors aren’t affected by defaults or delays. Read on …

UPI has made money transfers fast and simple for everyday use. From paying small bills to sending money across banks, it works almost instantly. But there are times when the transaction fails or shows an error. It happens even though your internet and details seem fine. It can be stressful, especially if the amount is …

Getting cash is now easier – no card, no swipe, no hassle. With the launch of the UPI ATM, you can withdraw money using just your phone and a UPI app. It’s a new cardless cash withdrawal option that’s quick, safe and easy to use. UPI ATM cash withdrawal makes it simple to get cash …

UPI changed how we pay for almost everything, from grocery bills to rent. With just a phone and a PIN, you can transfer money instantly without cash, cards or even bank details. It’s simple, secure and used by millions daily. But now there’s an even quicker option for day-to-day payments: UPI Lite. If you’ve been …

Investing regularly is one of the best ways to grow your money and Systematic Investment Plans (SIPs) make it easy. But when it comes to SIPs, you now have two choices. You can invest in a stock SIP or mutual fund SIP.  Both are good options but they work very differently. Read on to understand …