Banking Blogs

With digital banking and online transactions becoming everyday activities, security is essential. A One-Time Password (OTP) adds an extra layer of protection for activities like logging in or confirming financial transactions. OTPs help ensure that only the rightful user can access an account or complete a sensitive action. Read on to know what it is, …

India’s banking ecosystem is diverse, catering to people from different income groups, professions and regions. While large commercial banks dominate urban finance, cooperative banks continue to play a vital role in strengthening local economies and supporting community-based financial needs. At the same time, modern financial needs often go beyond what traditional cooperative banking can offer. …

Interest rates influence almost every financial decision, from where you save to when you borrow. One key rate that quietly shapes these decisions is the repo rate. Many people ask how the repo rate affects fixed deposit returns and whether FD rates will rise or fall when the Reserve Bank of India makes a move. …

Managing your finances today is easier when your documentation is simple, centralised and accepted everywhere. This is exactly where CKYC comes in. Whether you are opening a savings account, applying for investments or planning to take a personal loan, understanding what is CKYC number can save time and effort. At Fibe, we believe financial access …

A UCO Bank Savings Account offers a reliable way to manage your finances while earning attractive interest on your deposits. As one of India’s oldest nationalised banks, UCO Bank provides diverse savings account options designed for individuals, students, minors and pensioners. Whether you’re opening your first account or looking for better digital banking convenience, this …

Opening a Union Bank of India savings account is one of the most practical ways to manage your money securely while earning interest on your deposits. Known for its nationwide presence and reliable digital banking, Union Bank of India offers several types of savings accounts tailored for individuals, salaried professionals, senior citizens and students. Whether …

A Bank of India Saving Account is designed to help customers save securely while earning steady interest. Known for its trusted banking services and wide range of account options, Bank of India (BOI) ensures flexibility, convenience and easy access to funds. From competitive interest rates to digital banking and Auto Sweep features, the bank provides …

Your KYC, or Know Your Customer status, is like your entry pass to most financial services. Want to start a mutual fund SIP or take a personal loan? You’ll need a valid KYC first. It’s a small step that unlocks a lot. But, the process can differ slightly for investments and loans. Investments follow SEBI …

Planning to invest? You’ll need to complete your KYC for investment. It stands for ‘Know Your Customer’. It’s a basic identity check done before you can invest in mutual funds, stocks or other financial products. KYC is mandatory. Even if you’re switching platforms, you’ll need to do it. Thanks to electronic KYC, the process is …

Running a business today? Then, keeping an eye on your cash flow isn’t just smart — it’s a game-changer. Whether you’re just starting out or running a big setup with loads of accounts, knowing where your money stands at any given moment really matters. That’s where CMS or Cash Management Services steps in. Offered by …