Minor PAN Card: A Detailed Guide for Online & Offline Application

Q: What is a minor PAN card?

A minor PAN card is issued to individuals below the age of 18.

Updated on: 24 Mar 2025

Minor PAN Card: A Detailed Guide for Online & Offline Application

A PAN Card isn’t just for adults — it can be a valuable financial tool for minors too. From opening a bank account to investing in their future, having a PAN Card early sets the foundation for smart money management. Thankfully, you can easily apply for a PAN card for minors online or offline.

Read on to learn how to empower your child’s financial journey, why you should get a PAN card for minors and the steps to apply for a minor PAN card online or offline.

When is a PAN Card for Minors Required?

There are many instances where getting a PAN card for minors is fruitful. Listed below are a few:

A PAN card for minors serves as identity proof if the child is above five years old.
It is required to open a bank account in your child’s name.
Needed when investing in your child’s name or making them a nominee for real estate, shares, etc.
Mandatory for availing government schemes for children, such as Sukanya Samriddhi Yojana.
Essential if the minor’s income is taxable separately under specific conditions for filing ITR.

How to Apply for a Minor PAN Card?

You can apply for a PAN card for minors online and offline. Both methods have a simple minor PAN card application form that you will need to fill in.

Here are the steps you need to follow when applying online or offline.

Online Process to Apply for Minor PAN Card

Visit the official NSDL website and go through the instructions to complete Form 49A
Choose the option for ‘New PAN – Indian Citizen (Form 49A)’ and then ‘Individual’
Provide all the requested details accurately
Upload documents required for minor PAN card (yours and your child’s)
Pay the applicable fees and then click on the ‘Submit’ option
Save the confirmation number received to track your application.

Offline Process to Apply for Minor PAN Card

Download Form 49A from the NSDL website
Fill out the form and make sure the information is correct
Attach the documents required for a minor PAN card (yours and your child’s)
Paste recent photographs of your child on the application form
Visit the nearest NSDL/UTIITSL office with the completed application form and documents
Pay the fees there to proceed and get the confirmation number

Advantages of Applying a PAN Card for Minor

Here are a few key advantages for applying a Minor PAN card:

Acts as Identity Proof – Useful for official documentation and verification
Required for Bank Accounts – Needed to open a savings account in the child’s name
Essential for Investments – Helps in investing in real estate, shares or making them a nominee
Mandatory for Government Schemes – Required for schemes like Sukanya Samriddhi Yojana
Help in Tax Filing – Necessary if the minor’s income is taxable separately
Secures Financial Future – Lays the foundation for better financial planning and opportunities

What Documents are Required for a Minor PAN Card Application?

Below are the documents that are needed to apply for a minor PAN card:

Proof of Identity – Aadhaar Card, Passport or any government-issued ID of the minor
Proof of Address – Aadhaar Card, Passport or utility bill of parents/guardian
Proof of Date of Birth – Birth certificate or school leaving certificate
Parent/Guardian’s PAN Card – Required for verification
Recent Passport-size Photos – Two colored passport-size photographs of the minor

How to Update a Minor PAN Card to a Major?

Fill out the PAN Card Update Form (Form 49A): Download it from the NSDL or UTIITSL website
Enter Updated Details: Provide your PAN, updated personal details and any required changes
Attach Supporting Documents: Submit a copy of your Aadhaar, proof of age and a recent passport-size photo
Signature Update: As a major, you need to sign the form (earlier, parents/guardians signed it)
Submit the Form: Apply online or visit the nearest PAN service center
Pay the Fee: A nominal processing fee applies
Receive Updated PAN: The new PAN card with updated details will be sent to your address

You can also easily get financing with your PAN card and a few basic documents to meet your and your child’s requirements.

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FAQs on PAN Card for Minors

At what age can I get a PAN card made?

Any individual above the age of 18 can apply for a PAN card. However, according to the Income Tax Act, there’s no age limit and parents/legal guardians can get one for minors too.

What is a minor PAN card?

A minor PAN card is issued to individuals under the age of 18.

What is the minimum age for applying for a PAN card?

According to the Income Tax Act, there is no major and minor PAN card age limit and any individual can get it. However, in the case of minors, parents/legal guardians will have to apply.

How to change a minor PAN card to a major?

To update a minor’s PAN card once they become an adult, they will need to fill out the changes/correction form available on the official website. The application must be filled out as per the instructions mentioned and submitted.

Can a minor apply for a PAN card?

While a minor cannot apply themselves, you as a parent or guardian can apply on their behalf and get a minor PAN card online or offline.

What details are required for a minor PAN card?

To apply for a minor’s PAN card, you will need their name, parent/guardian’s name and address. You will also need to submit the necessary documents and recent photographs of the minor.

Can a minor student apply for a PAN card?

A minor student can get a PAN card but an adult, such as the parent/legal guardian, will need to fill out the minor PAN card application form on their behalf.

What are the benefits of a minor PAN card?

Having a PAN card as a minor enables them to apply for various financial products like bank accounts and make investments. You can also make them a nominee for your investments, securing their future.

What is the difference between major and minor PAN cards?

A major’s PAN card is issued to individuals who are 18 or above, while a minor’s PAN card is issued to those below 18 years.

Is it necessary to change your PAN card from minor to major?

Yes, you need to update your minor PAN card as soon as you become an adult. This is because a PAN card issued for a minor has no photograph or signature, which is essential in making it a valid proof of identity.