Top 5 benefits of Aadhaar card: Detailed Guide

Aadhaar is your go-to ID for authentication and fraud prevention in India. Launched in 2009, it was designed to create a single identity system for all citizens. Your Aadhaar number is a unique 12-digit ID linked to your personal details, including date of birth, demographics and biometrics. No two people can have the same number and UIDAI ensures its security. 

Today, Aadhaar is the most widely accepted identity proof, making it easier to access government schemes and benefits. 

Read on to explore its key benefits and uses. 

Benefits of Aadhaar Card 

Acts as all-in-one proof of identity, age and address 

Among the most important Aadhaar card uses is the fact that this single card serves as instant proof of your residence, age and identity, featuring your photo and other pertinent information. It helps you apply for your passport, visa, PAN and other government IDs too. 

Limits fraud and identity theft 

The Aadhaar number is unique to every citizen of India and is created in a way that prevents duplication. Since it is used to access financial services and in voting, it limits the occurrence of problems like identity theft and fraud.  

Makes easy verification a reality 

The Aadhaar card is a government-issued ID that is valid in all parts of the country. Whether you have a physical copy of your Aadhaar Card, an e-Aadhaar or the mAadhaar app, you can easily verify yourself and access other important documents from the DigiLocker. Moreover, with basic details, you can generate a duplicate of your original documents without any hassle in all states of India.  

Supports two-factor authentication 

If you want to withdraw your EPF, file an income tax return, view your credit score or access other services, you can log into your respective accounts with your Aadhaar Card number. This, along with your registered mobile number, serves as a two-factor authentication for better security.  

Also Read: Mobile number link to aadhar card online 

Secures your data with encryption 

Not only is the data linked to your Aadhaar number protected with the best-in-class encryption in secure data vaults but it is also kept confidential and not disclosed to all. In addition, the data collected cannot be used to profile you or track your transactions. Lastly, the Aadhaar number simply verifies your identity without giving away your personal data.  

Importance of an Aadhaar card 

Access credit and financial facilities 

To apply for personal loans or credit cards, open a bank account, buy insurance, invest in the stock market, FDs or mutual funds or carry out other financial activities, you no longer need multiple documents. Your Aadhaar card is all you need to complete the KYC process and you may need your PAN in addition to certain transactions.  

Apply for government subsidies and employment programs 

When your Aadhaar card is linked to your bank account and PAN card, you can avail of various subsidy benefits easily. The benefits can directly reach your bank account with minimal effort. In addition, enrolling for government employment programs is easier, be it Atmanirbhar Bharat Rojgar Yojana, Pradhan Mantri Rojgar Protsahan YojanaPradhan Mantri Garib Kalyan Rojgar Abhiyaan or more.  

Access the digital life certificate 

For pensioners, the government of India has introduced the Jeevan Pramaan, which may be accessed through the Aadhaar number. This allows you to renew the life certificate and continue receiving a pension online without the need to leave your home.  

Open Jan Dhan Yojana Bank Account 

In the past, opening a bank account was a time-consuming process, especially for people living in remote and rural areas of India. However, with an Aadhaar card, they can open a zero-balance savings account via the Jan Dhan Yojana.  

Now that you know the many benefits of an Aadhaar card, you can use it more confidently and save time. If you want to access instant credit with your Aadhaar card, Fibe has you covered.  

With us, getting a loan of up to ₹5 lakhs is simple and convenient. You can register on our Personal Loan App or on our website to get an Instant Personal Loan in just 2 minutes.  

FAQs on Aadhaar Cards in India 

What is an Aadhaar card and its importance? 

The Aadhaar card is a UIDAI-issued card that contains your 12-digit unique identification number. It is proof of citizenship as well as a primary document for identity and address verification.  

Which type of Aadhaar card is best? 

PVC Aadhaar cards are the most durable, so you can carry them with you anywhere without the risk of damage. Furthermore, sharing them is easy through the QR code. Using the e-Aadhaar is also a great way to verify your identity without giving out key data.