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Fixed Deposit
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Top FD Plans from Trusted Partners
We've partnered with leading banks and financial institutions to bring you the best FD plans. Get high interest rates, flexible terms and secure investments — all in one place.
FD Interest Rates & Charges
| Bank Name | Regular FD Rate | Senior citizen FD Rate | Deposit Now |
|---|---|---|---|
 Suryoday Bank | upto 8.40% | upto 8.40% | min ₹1000 | SBI FD Rates |
 Shivalik Bank | upto 7.80% | upto 8.30% | min ₹1000 | HDFC FD Rates |
 Utkarsh Bank | upto 8.00% | upto 8.50% | min ₹1000 | ICICI FD Rates |
 Bajaj Finance | upto 6.75% | upto 7.30% | min ₹15,000 | Canara FD Rates |
 Shriram finance | upto 7.72% | upto 8.19% | min ₹5000 | PNB FD Rates |
 South Indian Bank | upto 6.70% | upto 7.20% | min ₹1000 | Federal FD Rates |
Benefits of FD with Fibe
Trusted Partners
Fibe partnered with top banks and NBFCs to offer safe and secure Fixed Deposits.
Helps Build Your Credit
Investing in FDs on Fibe can also support your credit journey for future products like FD-backed credit cards.
High Interest Rates
You get attractive returns thanks to our partner institutions.
DICGC Insured
Your FD amount is covered up to ₹5 lakhs under DICGC, making it a safe investment.
Easy to Book
You can open an FD easily through the Fibe app – it's all online and super quick.
Start with Minimum
You don’t need a large sum — begin your fixed deposit investment with as little as ₹1,000.
Flexible Options
Choose how much you want to invest and for how long, based on your needs.
Special Rates for Senior Citizens
Get higher interest rates if you're 60 or above, giving your savings an extra boost.
Quick KYC
KYC is done digitally, so there is no paperwork or long waits.
Save Tax with Long-Term FDs
Invest in 5-year tax-saving FDs and claim deductions under Section 80C of the Income Tax Act.
No Bank Account Needed
You can book an FD even if you don’t have a bank account.
Eligibility Criteria and Documents Required for FD
Fixed Deposit Blogs
Planning for retirement often raises a significant question: how can you keep your savings safe while also earning decent returns? For many in India, especially those above 60, senior citizen fixed deposit schemes become a natural choice. These aren’t new, but their reliability and slightly better returns still make them popular. Let’s look at what …
Continue reading “Senior Citizen Fixed Deposit: Special Rates and Key Benefits”
Many people treat fixed deposits as their go-to savings cushion. It’s a safe place for money to grow without stress. But life has its surprises – a sudden hospital expense, housework that can’t wait, or a shortfall before salary day. What do you do in moments like these? Here’s a better idea – borrow against …
Continue reading “How to Get a Loan Against Your Fixed Deposit?”
When it comes to investing, the golden rule is diversification. A well-diversified investment portfolio ensures that your money is spread across different asset classes, balancing growth with stability. While equities and mutual funds aim to deliver higher returns, Fixed Deposits (FDs) play a stabilising role by offering capital protection, assured returns and liquidity. This blog …
Continue reading “The Role of Fixed Deposits in a Diversified Investment Portfolio”
FAQs on Fixed Deposit
Yes, it is safe to invest in FD. If you invest in fixed deposit schemes it is considered one of the safest investment options with guaranteed returns.
The minimum fd deposit usually starts at ₹1,000, while the maximum amount depends on the bank’s policy and the type of fixed deposit account.
You can easily reach our customer support team through the website, email, or helpline for any fixed deposit account-related queries.
Yes, most banks allow monthly, quarterly, or yearly interest payouts depending on your fixed deposit plans.
Yes, it is considered to be safe to open an FD account in Small Finance Banks. These banks are RBI-regulated and take deposits up to ₹5 lakhs with DICGC insurance.
Yes, minors can invest in fixed deposits through a joint account with a parent or legal guardian.
Yes, early withdrawal may lower your fixed deposit investment returns and lead to penalties based on the bank’s terms.
Absolutely. You can open FD online multiple times with different amounts and durations to diversify your fixed deposit investment.
You can enable auto-renewal or open FD online again through the Fibe app once your current one matures.
Just log into your account to track your online fixed deposit details, including tenure, interest earned, and maturity date.
Direct transfers aren’t allowed, but you can close it and invest in fixed deposits through a better plan on Fibe.
No, you do not get any digital certificate when you open FD online. You only get booking confirmation on your registered mobile number or email id.
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