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Top FD Plans from Trusted Partners
We've partnered with leading banks and financial institutions to bring you the best FD plans. Get high interest rates, flexible terms and secure investments — all in one place.
FD Interest Rates & Charges
| Bank Name | Regular FD Rate | Senior citizen FD Rate | Deposit Now |
|---|---|---|---|
 Suryoday Bank | upto 8.40% | upto 8.40% | min ₹1000 | SBI FD Rates |
 Shivalik Bank | upto 7.80% | upto 8.30% | min ₹1000 | HDFC FD Rates |
 Utkarsh Bank | upto 8.00% | upto 8.50% | min ₹1000 | ICICI FD Rates |
 Bajaj Finance | upto 6.75% | upto 7.30% | min ₹15,000 | Canara FD Rates |
 Shriram finance | upto 7.72% | upto 8.19% | min ₹5000 | PNB FD Rates |
 South Indian Bank | upto 6.70% | upto 7.20% | min ₹1000 | Federal FD Rates |
Benefits of FD with Fibe
Trusted Partners
Fibe partnered with top banks and NBFCs to offer safe and secure Fixed Deposits.
Helps Build Your Credit
Investing in FDs on Fibe can also support your credit journey for future products like FD-backed credit cards.
High Interest Rates
You get attractive returns thanks to our partner institutions.
DICGC Insured
Your FD amount is covered up to ₹5 lakhs under DICGC, making it a safe investment.
Easy to Book
You can open an FD easily through the Fibe app – it's all online and super quick.
Start with Minimum
You don’t need a large sum — begin your fixed deposit investment with as little as ₹1,000.
Flexible Options
Choose how much you want to invest and for how long, based on your needs.
Special Rates for Senior Citizens
Get higher interest rates if you're 60 or above, giving your savings an extra boost.
Quick KYC
KYC is done digitally, so there is no paperwork or long waits.
Save Tax with Long-Term FDs
Invest in 5-year tax-saving FDs and claim deductions under Section 80C of the Income Tax Act.
No Bank Account Needed
You can book an FD even if you don’t have a bank account.
Eligibility Criteria and Documents Required for FD
Fixed Deposit Blogs
Fixed Deposits (FDs) are offered by banks and NBFCs where you deposit a lump sum for a fixed tenure at a guaranteed interest rate. They are low-risk, easy to open and suitable for conservative investors who want stable and predictable returns. Government Bonds are debt instruments issued by the government to raise money. When you invest, you’re lending money to the …
Continue reading “Fixed Deposits vs. Government Bond: Which one is safer?”
Fixed Deposit (FD) is a retail investment system that allows people put in money to a bank for a fixed tenure at a guaranteed interest rate. Certificate of Deposit (CD) is a short-term, transferable money market instrument issued by banks and financial institutions, usually in large denominations. Simply put, when comparing fixed deposit vs certificate of deposit, an FD is meant for regular …
Continue reading “Fixed Deposit vs Certificate of Deposit: A Comprehensive Guide (2026)”
If you’ve ever opened an FD and later thought, ‘I should just move this FD to my spouse/daughter/parent,’ you’re not alone. Deposits are a huge part of how Indian households save. RBI’s household savings publications consistently show deposits as a major component of financial savings. [Source: Reserve Bank of India] But here’s the catch: in most banks, an FD is not like a movable asset you can …
Continue reading “Can a Fixed Deposit be Transferred to Another Person in India?”
FAQs on Fixed Deposit
Yes, it is safe to invest in FD. If you invest in fixed deposit schemes it is considered one of the safest investment options with guaranteed returns.
The minimum fd deposit usually starts at ₹1,000, while the maximum amount depends on the bank’s policy and the type of fixed deposit account.
You can easily reach our customer support team through the website, email, or helpline for any fixed deposit account-related queries.
Yes, most banks allow monthly, quarterly, or yearly interest payouts depending on your fixed deposit plans.
Yes, it is considered to be safe to open an FD account in Small Finance Banks. These banks are RBI-regulated and take deposits up to ₹5 lakhs with DICGC insurance.
Yes, minors can invest in fixed deposits through a joint account with a parent or legal guardian.
Yes, early withdrawal may lower your fixed deposit investment returns and lead to penalties based on the bank’s terms.
Absolutely. You can open FD online multiple times with different amounts and durations to diversify your fixed deposit investment.
You can enable auto-renewal or open FD online again through the Fibe app once your current one matures.
Just log into your account to track your online fixed deposit details, including tenure, interest earned, and maturity date.
Direct transfers aren’t allowed, but you can close it and invest in fixed deposits through a better plan on Fibe.
No, you do not get any digital certificate when you open FD online. You only get booking confirmation on your registered mobile number or email id.
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