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Personal Loan in Surat
Up to ₹10 lakhs in 2 minutes 
Minimal paperwork
Flexible repayment options 
39 Mn+
App downloads
9 Mn+
Loans given
₹40,000 Cr+
Money disbursed
8,500+
Partner tie-ups
Calculate EMI on Personal Loan in Surat
Before you apply for a loan in Surat take a moment to see what your monthly EMI will be. This gives you an idea of how much you will pay each month and whether the repayment term fits into your budget. Today do a quick EMI check and plan your finances easily.
1,45,000
18
12
Your monthly instalment:
₹0
Get Personal Loan in Surat
Financial issues may come up suddenly. Illness, short notice travel, or a broken home appliance can cause stress. If you are in the market for an instant personal loan in Surat speed, ease of process, and trust are key.
With Fibe, we have full digital experience right from the start. You fill out your info, upload your docs, and go through verification online. If you do qualify we will get you approved very quickly and issue you the funds.
In Surat for urgent personal loans we have simplified the process. No collateral is required and we have done away with complex paperwork. We evaluate your eligibility and get right to it.
Benefits of Personal Loan in Surat
An instant personal loan in Surat has many benefits. When in need for quick access to money, flexibility is what you require.
- Online application – start anytime
- Minimal documentation
- No security or collateral required
- Loan of up to ₹10 Lakhs (subject to eligibility)
- Repayment term of 6 to 36 months
- Foreclosure at any time
Apply at the bank in Surat for Personal Loan
Applying for a loan in Surat is easy. It just takes a few simple steps. Just enter some details, choose your loan amount and get money in your bank account in minutes. Here’s a detailed breakdown of the process.
- Register or Log In on the Fibe website or mobile app.
- Enter personal and employment details to check eligibility for a loan in Surat
- Select your preferred loan amount and tenure
- Complete digital KYC and upload required documents
- Receive funds in your bank account after approval
Fees & Charges for Personal Loan in Surat
| Fee type & Charges | |
|---|---|
| Loan amount | Up to ₹10 lakhs |
| Rate of interest | Starting from 18% per annum on reducing balance basis |
| Processing fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 months |
| APR | Starting from 18% |
| Bounce charges | ₹500 |
| Stamp duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Foreclosure Charges | Nil |
| Late payment charges | ₹ 500 or 3% of overdue whichever is higher plus applicable taxes |
Who Can Take a Personal Loan in Surat?
Eligibility is determined as per Fibe’s internal credit policies.
Eligibility Criteria
Age:
19 - 55 Years
Monthly Income:
Min ₹20,000 in-hand salary
Residence:
Resident of India
Documents Required
Selfie:
Clear photo with proper lighting
Identity Proof:
Aadhaar Card / PAN Card / Passport / Driving Licence
Address Proof:
Utility Bill / Rent Agreement / Passport / Voter ID
Income Proof:
Salary slips (last 3 months) / Bank statements
Multi-purpose personal loan options
FAQs related to Personal Loan in Surat
At present, Fibe’s Personal Loans are only for eligible salaried applicants as per our policies.
Approval isn’t based on one factor. Fibe uses multiple data points to create an AI-driven scorecard, assessing income stability, repayment behaviour, credit history, and overall risk before making a decision.
Promulgation of special offers or preapproved deals may be available to some customers at times.
Applicants’ age must be within the specified range.
Applications are subject to internal credit evaluation and risk assessment.
This present set of services is for use by eligible Indian residents.
You have the option of contacting our customer care team, emailing us, or using in app support. You can reach out to us at care@fibe.in.
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Know What Our Customers Say About Our Personal Loan
Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
Subham Pawar
Quick and easy
The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
Shilpi Mukherjee
The cool new vibe to finance!
Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
